What We Fund
Structured lending across focused transaction types
BCS provides secured credit across a defined set of transaction categories where timing, structure, and collateral are critical to execution.
What We Fund
BCS provides secured credit across a defined set of transaction categories where timing, structure, and collateral are critical to execution.
BCS focuses on transaction types where structure, security, and short-duration execution create clear value for commercial borrowers underserved by conventional lending channels.
Movable assets, equipment and machinery
Receivables-linked working capital
Capital for confirmed commercial orders
Short-term property-linked exit funding
Bespoke, multi-layered facilities
Facilities supported by identifiable movable assets and structured security packages.
We provide facilities for businesses that require capital against equipment, machinery, vehicles, or other asset-supported opportunities where value and enforceability can be assessed with confidence.
Our approach focuses on the realizable liquidation value of the underlying asset, not simply its book value. We structure facilities with conservative advance rates and clear security packages that can be enforced if required.
Discuss an Asset-Backed FacilityWorking capital solutions linked to receivables and operating cash flow needs.
Our invoice discounting solutions are designed for businesses that require earlier access to liquidity tied up in receivables. We focus on structures where debtor quality, repayment visibility, and documentation support a disciplined working capital solution.
We evaluate the underlying debtors, concentration risk, and the quality of the underlying contracts or purchase orders before advancing against receivables.
Discuss Invoice DiscountingCapital to support the fulfilment of confirmed commercial orders.
We support businesses with confirmed purchase orders that require execution capital. These facilities are typically structured around the credibility of the underlying transaction, the visibility of repayment, and the quality of supporting documentation.
We focus on transactions where a credible, identifiable counterparty has issued a confirmed order and where repayment can be traced directly back to the order's completion and settlement.
Discuss Purchase Order FundingShort-term funding secured against property-linked exit events or bridging requirements.
BCS provides short-duration funding for property-linked transactions where timing is critical and a clear exit event can be identified. These facilities are structured with a strong focus on security, exit visibility, and transaction discipline.
We evaluate the quality of the underlying property security, the credibility of the identified exit event, and the ability to enforce in the event of non-performance.
Discuss Property BridgingBespoke facilities for opportunities requiring more tailored structuring.
Some commercial opportunities do not fit neatly into a standard lending category. Our hybrid and structured finance solutions are designed for transactions that combine multiple security elements, repayment pathways, or structuring considerations and require a bespoke credit response.
These facilities require closer engagement with our credit team and typically involve more detailed structuring, enhanced diligence, and committee-level governance throughout.
Discuss Structured FinanceIf your requirement falls outside a conventional product category but presents a well-structured commercial rationale, we invite you to speak with our team.
